Research & Analysis by John W. R. Phillips

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Cohort Changes in the Retirement Resources of Older Women
from Social Security Bulletin, Vol. 68, No. 4 (released March 2009)
by Howard M. Iams, John W. R. Phillips, Kristen Robinson, Lionel P. Deang, and Irena Dushi

This article uses different sources of United States data to focus on the retirement resources of women aged 55–64 in 2004, 1994, and 1984. Notable changes have occurred with women's pathways into retirement resulting from increased education and lifetime work experience. There appear marked cohort differences in potential retirement outcomes.

The RAND HRS Data File: A User-Friendly Version of the Health and Retirement Study
from Social Security Bulletin, Vol. 65, No. 2 (released August 2004)
by John W. R. Phillips

A Benefit of One's Own: Older Women's Entitlement to Social Security Retirement
from Social Security Bulletin, Vol. 63, No. 3 (released July 2001)
by Philip B. Levine, Olivia S. Mitchell, and John W. R. Phillips

Using data from the Health and Retirement Study (HRS) and linked administrative records, we explore differences in old-age benefits between men and women attributable to differences in length of work life and pay. We find that most women are fully insured for Social Security purposes, but those who are not would have to work substantially more to become eligible. Among those who are eligible, additional work would translate into only slightly higher benefits.