Expenditures of the Aged Chartbook, 2015

Percentage distribution of CUs, by size and age
Size of consumer unit 55–64 65–74 75 or older 65 or older
1 person 29.5 38.2 50.9 43.6
2 persons 45.0 49.4 42.1 46.3
3 or more persons 25.5 12.4 7.0 10.1
 
Distribution of CUs, by total expenditures
Total expenditures ($) Percent
Less than 15,000 15.1
15,000–19,999 11.8
20,000–24,999 11.8
25,000–29,999 9.9
30,000–34,999 8.3
35,000–49,999 18.2
50,000–74,999 13.4
75,000 or more 11.6
SOURCE: Interview portion of the 2015 Consumer Expenditure Survey.
Distribution of CUs, by per capita expenditures
Per capita expenditures ($) Percent
Less than 10,000 14.3
10,000–14,999 20.5
15,000–19,999 17.2
20,000–24,999 13.1
25,000–29,999 9.2
30,000–34,999 6.4
35,000–49,999 9.9
50,000 or more 9.6
SOURCE: Interview portion of the 2015 Consumer Expenditure Survey.
Distribution of expenditures, by earned income status
Total expenditues ($) With earned income With no earned income
Less than 15,000 3.4 19.8
15,000–19,999 5.6 14.4
20,000–24,999 9.3 12.8
25,000–29,999 8.9 10.3
30,000–34,999 8.6 8.1
35,000–49,999 22.4 16.4
50,000–74,999 19.7 10.8
75,000 or more 22.1 7.3
SOURCE: Interview portion of the 2015 Consumer Expenditure Survey.
Mean percentage allocated to components of total expenditures, by earned income status
Component With earned income With no earned income
Housing 32.2 36.5
Transportation 16.1 14.9
Out-of-pocket health care 10.7 14.6
Food 12.0 12.9
Entertainment 5.0 5.9
Apparel 2.7 2.2
Other 21.3 13.0
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
Percentage of expenditures allocated to each category, by selected income quartile
Component Lowest Highest
Housing 41.1 31.8
Transportation 11.0 16.9
Out-of-pocket health care 12.8 10.6
Food 13.5 11.4
Entertainment 5.6 5.7
Apparel 2.5 2.6
Other 13.6 21.0
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
Mean percentage allocated to components of total expenditures, by age of reference person
Component 55–64 65–74 75 or older 65 or older
Housing 31.1 33.4 37.3 34.8
Transportation 17.1 16.3 13.9 12.4
Out-of-pocket health care 8.7 11.7 15.3 13.0
Food 12.0 12.6 12.1 15.4
Entertainment 5.7 6.1 4.6 2.4
Apparel 2.7 2.7 1.9 5.5
Other 22.6 17.2 15.0 16.4
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
Distribution of CUs, by housing tenure and age of reference person
Housing tenure 55–64 65–74 75 or older 65 or older
Owner with mortgage 39.9 28.7 11.6 21.5
Owner without mortgage 34.9 51.0 65.8 57.2
Renter 25.1 20.3 22.6 21.3
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
Mean percentage allocated to housing expenditures, by housing tenure and age of reference person
Housing tenure 55–64 65–74 75 or older 65 or older
Owner with mortgage 31.7 34.5 40.5 35.7
Owner without mortgage 25.8 29.7 32.2 30.8
Renter 40.3 44.1 54.4 48.7
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
Mean percentage allocated to components of out-of-pocket health care expenditures, by age of reference person
Component 55–64 65–74 75 or older 65 or older
Health insurance a 67.3 67.3 67.9 67.6
Medical services b 19.1 16.8 17 16.9
Drugs 10.5 12.3 10.8 11.6
Medical supplies c 3.1 3.6 4.3 3.9
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
a. Includes fee-for-service health plans, preferred-provider health plans, health maintenance organizations, commercial Medicare supplements, Medicare payments, and other health insurance.
b. Includes hospital room and services, professional and physicians' services, eye and dental care, lab tests and X-rays, medical care in a retirement community and convalescent or nursing home, and other medical care service.
c. Includes antiseptics, dressings and bandages, first aid kits, contraceptives, syringes, ice bags, thermometers, vaporizers, heating pads, medical appliances (such as braces, canes, crutches, walkers, eyeglasses, and hearing aids), and rental and repair of medical equipment.
Mean percentage allocated to components of transportation expenditures, by age of reference person
Component 55–64 65–74 75 or older 65 or older
Purchase of new and used cars and trucks 40.7 37.5 37.4 37.5
Other vehicle expenses a 52.1 54.3 54.2 54.2
Public transportation b 7.2 8.2 8.4 8.3
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
a. Includes expenditures for insurance, gas and motor oil, finance charges, maintenance and repairs, licenses, rentals, and other charges.
b. Includes fares for travel by airplane, bus, train, and taxi.
Mean percentage allocated to components of other expenditures, by age of reference person
Component 55–64 65–74 75 or older 65 or older
Cash contributions a 15.6 26.8 40.8 31.4
Social Security payroll taxes 37.4 24.2 10.8 19.8
Pension contributions 16.7 14.6 8.7 12.7
Personal care 5.4 7.2 9.3 7.9
Alcohol 4.3 5.3 4.3 5.0
Personal insurance 3.6 4.7 4.3 4.6
Education 8.2 3.2 3.9 3.4
Tobacco 3.0 3.1 2.5 2.9
Reading materials 0.9 1.9 3.5 2.4
Miscellaneous items 5.0 9.2 11.7 10.0
SOURCE: Interview and diary portions of the 2015 Consumer Expenditure Survey.
a. Cash contributed to persons or organizations outside the CU, including alimony and child support payments; care of students away from home; and contributions to religious, educational, charitable, or political organizations.
Distribution of CUs by size, selected years
Size of consumer unit 2005 2010 2015
1 person 47.4 44.4 43.6
2 persons 43.3 44.6 46.3
3 or more persons 9.4 10.9 10.1
SOURCE: Interview portions of the 2005, 2010, and 2015 Consumer Expenditure Surveys.
Distribution of CUs by total expenditures, selected years
Total expenditures ($) 2005 2010 2015
Less than 10,000 6.2 4.9 4.9
10,000–14,999 13.1 11.1 10.2
15,000–19,999 14.1 14.5 11.8
20,000–24,999 12.2 11.9 11.8
25,000–29,999 10.0 10.0 9.9
30,000–34,999 8.0 7.9 8.3
35,000–49,999 16.3 17.8 18.2
50,000 or more 20.0 22.0 25.0
SOURCE: Interview portions of the 2005, 2010, and 2015 Consumer Expenditure Surveys.
Mean percentage allocated to components of total expenditures, selected years
Component 2005 2010 2015
Housing 33.7 35.4 34.8
Transportation 15.7 14.0 15.4
Out-of-pocket health care 12.8 13.2 13.0
Food 12.7 12.3 12.4
Entertainment 4.8 5.1 5.5
Apparel 2.9 2.6 2.4
Other 17.3 17.3 16.4
SOURCE: Interview and diary portions of the 2005, 2010, and 2015 Consumer Expenditure Surveys.
Distribution of CUs by housing tenure, selected years
Housing tenure 2005 2010 2015
Owner with mortgage 19.4 21.5 21.5
Owner without mortgage 61.1 59.4 57.2
Renter 19.5 19.1 21.3
SOURCE: Interview portions of the 2005, 2010, and 2015 Consumer Expenditure Surveys.
Mean percentage allocated to housing expenditures, by housing tenure, selected years
Housing tenure 2005 2010 2015
Owner with mortgage 35.9 39.2 35.7
Owner without mortgage 29.9 30.8 30.8
Renter 45.9 45.9 48.7
SOURCE: Interview portions of the 2005, 2010, and 2015 Consumer Expenditure Surveys.
Mean out-of-pocket health care expenditures, by component, selected years
Component 2005 2010 2015
Health insurance a 2799 3358 3903
Medical services b 942 861 976
Drugs 1186 875 672
Medical supplies c 170 172 224
SOURCE: Interview and diary portions of the 2005, 2010, and 2015 Consumer Expenditure Surveys.
a. Includes fee-for-service health plans, preferred-provider health plans, health maintenance organizations, commercial Medicare supplements, Medicare premiums, and other health insurance.
b. Includes hospital room and services, professional and physicians' services, eye and dental care, lab tests and X-rays, medical care in a retirement community and convalescent or nursing home, and other medical care service.
c. Includes antiseptics, dressings and bandages, first aid kits, contraceptives, syringes, ice bags, thermometers, vaporizers, heating pads, medical appliances (such as braces, canes, crutches, walkers, eyeglasses, and hearing aids), and rental and repair of medical equipment.
Mean percentage allocated to components of out-of-pocket health care expenditures, selected years
Component 2005 2010 2015
Health insurance a 54.9 63.8 67.6
Medical services b 23.3 16.6 11.6
Drugs 18.5 16.4 16.9
Medical supplies c 3.3 3.3 3.9
SOURCE: Interview and diary portions of the 2005, 2010, and 2015 Consumer Expenditure Surveys.
a. Includes fee-for-service health plans, preferred-provider health plans, health maintenance organizations, commercial Medicare supplements, Medicare premiums, and other health insurance.
b. Includes hospital room and services, professional and physicians' services, eye and dental care, lab tests and X-rays, medical care in a retirement community and convalescent or nursing home, and other medical care service.
c. Includes antiseptics, dressings and bandages, first aid kits, contraceptives, syringes, ice bags, thermometers, vaporizers, heating pads, medical appliances (such as braces, canes, crutches, walkers, eyeglasses, and hearing aids), and rental and repair of medical equipment.